Looking to invest in IDLC mutual funds in Bangladesh? This comprehensive guide covers everything about IDLC Asset Management Limited's mutual funds, including IDLC Balanced Fund, IDLC Growth Fund, IDLC Income Fund, and IDLC AML Shariah Fund. Learn about their performance, NAV, returns, investment process, benefits, SIP options, tax savings, and why IDLC is one of Bangladesh's leading and most trusted asset management companies.
What Is IDLC Asset Management Limited (IDLC AML)?
IDLC Asset Management Limited (IDLC AML) is a premier asset management company and mutual fund provider in Bangladesh, operating as a concern of IDLC Investments Limited. Established to provide professional wealth management services, IDLC AML manages four distinct mutual fund products serving both individual and institutional investors across the country.
Key Facts About IDLC Asset Management Limited:
- Full Name: IDLC Asset Management Limited (IDLC AML)
- Parent Company: IDLC Investments Limited
- Head Office: Symphony (4th Floor), Plot SE (F): 9, Road 142, Gulshan Avenue, Bir Uttam Mir Shawkat Sarak, Dhaka 1212, Bangladesh
- Contact Number: 16409 (Helpline)
- Email: ContactAML@IDLC.com
- Fax: +88-02-9896142
- Website: aml.idlc.com
- Business Focus: Mutual Funds, Systematic Investment Plans (SIP), Wealth Management Services
- Market Position: One of the leading and most trusted asset management companies in Bangladesh
- Management Philosophy: Expert fund management team with professional approach to generating returns
IDLC AML's Mission:
IDLC AML aims to be a leading asset management company in Bangladesh by delivering superior risk-adjusted returns through professional fund management, transparency, and investor-centric services.
IDLC Mutual Fund Products: Complete Overview
IDLC Asset Management Limited manages four distinct mutual fund products, each designed for different investor needs, risk profiles, and investment objectives:
- IDLC Balanced Fund
Type: Open-end Mutual Fund
Investment Profile: Balanced portfolio with moderate to high risk
Key Features:
- Balanced mix of equity and fixed-income investments
- Suitable for moderate-risk investors seeking growth and income
- Diversification across multiple sectors
- Weekly NAV calculation and publication
- Tax benefits available up to BDT 75,000
- Fund withdrawal benefit with no lock-in period
- Regular yearly returns with long-term capital appreciation
Performance Highlights:
- Average Annual Compounded Return: 8.39% (SIP from July 20, 2017 to March 31, 2026)
- Latest NAV: BDT 11.81 to BDT 11.82 per unit
- Risk Level: Moderately High
- Launch Date: July 20, 2017
Investment Objective: By investing into IDLC Balanced Fund, you will enjoy regular yearly return and also, in the long run, grow the value of the investment itself.
Target Audience: Both individuals and institutions seeking balanced growth with moderate to high risk tolerance
- IDLC Growth Fund
Type: Open-end Mutual Fund
Investment Profile: High-risk equity-focused fund
Key Features:
- Predominantly equity and equity-related instruments
- Focus on capital appreciation and long-term wealth creation
- High-risk, high-return investment strategy
- Weekly NAV calculation and publication
- Tax benefits available up to BDT 500,000 for equity funds
- No lock-in period for open-ended structure
- Professional equity portfolio management
Performance Highlights:
- Average Annual Compounded Return: 8.70% (SIP from May 24, 2018 to March 31, 2025)
- Latest NAV: BDT 12.29 to BDT 12.33 per unit
- Risk Level: High
- Launch Date: May 24, 2018
Investment Objective: Create sizeable, long-term wealth through capital appreciation from a portfolio of predominantly equity and equity-related instruments.
Target Audience: Aggressive investors with high risk tolerance seeking maximum long-term capital appreciation
- IDLC Income Fund
Type: Open-end Mutual Fund (Debt/Fixed-Income Fund)
Investment Profile: Moderate risk, fixed-income focused
Key Features:
- Primarily invests in safe assets like Treasury Bills and Bonds
- Focus on regular, stable returns
- Completely avoids stock market volatility
- Tax efficiency with 10%-15% TAX savings
- Maximum TAX rebate delivery
- Weekly NAV calculation
- Moderate risk level
- Ideal for conservative investors
Performance Highlights:
- Return: YTD (Year-to-Date) and Since Inception returns available
- Latest NAV: BDT 11.97 per unit
- Risk Level: Moderate
- Average Annual Compounded Return: 9.29% (from inception to March 31, 2026)
Investment Objective: IDLC Income Fund is a combination of capabilities that can alone save 10%-15% TAX by delivering maximum TAX rebate, at the same time yields regular, stable return. Unlike traditional DPS, IDLC Income Fund predominantly invests in safe assets like Treasury Bills and Bonds, offering better protection to your savings.
Target Audience: Conservative investors seeking tax benefits, stable income, and capital preservation
- IDLC AML Shariah Fund
Type: Shariah-compliant Mutual Fund
Investment Profile: High-risk, Islamic investment principles
Key Features:
- 100% Shariah-compliant investments
- Follows Islamic investment principles strictly
- Excludes non-halal industries (alcohol, gambling, pork, etc.)
- NAV calculation on last business day of each week
- Weekly NAV publication
- Tax benefits available
- Ethical and religious alignment
- Suitable for socially responsible investors
Performance Highlights:
- Average Annual Compounded Return: 2.98% (SIP from December 12, 2019 to March 31, 2026)
- Latest NAV: BDT 10.95 per unit
- Risk Level: High
- Launch Date: December 12, 2019
Investment Objective: The fund intends to deliver the profit among the investors in the form of dividend as well as capital appreciation, strictly adhering to the Shariah principles.
Target Audience: Investors seeking Islamic/shariah-compliant investment options with ethical alignment
IDLC Mutual Fund Performance Comparison (2026 Data)
IDLC Balanced Fund Performance:
- Average Annual Return: 8.39%
- Latest NAV: BDT 11.81-11.82
- Risk Level: Moderately High
- SIP Period: July 20, 2017 to March 31, 2026 (nearly 9 years)
- Best For: Balanced growth with moderate income
IDLC Growth Fund Performance:
- Average Annual Return: 8.70%
- Latest NAV: BDT 12.29-12.33
- Risk Level: High
- SIP Period: May 24, 2018 to March 31, 2025 (nearly 7 years)
- Best For: Long-term capital appreciation
IDLC Income Fund Performance:
- Average Annual Return: 9.29%
- Latest NAV: BDT 11.97
- Risk Level: Moderate
- Best For: Tax benefits and stable income
- Unique Feature: Saves 10%-15% TAX
IDLC AML Shariah Fund Performance:
- Average Annual Return: 2.98%
- Latest NAV: BDT 10.95
- Risk Level: High
- SIP Period: December 12, 2019 to March 31, 2026 (nearly 6.5 years)
- Best For: Islamic investing
IDLC Average Annual Returns Across All Funds:
- As on March 31, 2026, the average annual compounded returns from first published NAV are:
- IDLC Balanced Fund (IBF): 8.39%
- IDLC Growth Fund (IGF): 8.70%
- IDLC AML Shariah Fund (IDLC AM SF): 2.98%
- IDLC Income Fund (IIF): 9.29%
What Is IDLC Systematic Investment Plan (IDLC SIP)?
IDLC Systematic Investment Plan (IDLC SIP) is a simple, convenient, and disciplined way to make investments to fulfill your life goals. Through IDLC SIP, you can invest a fixed amount of money every month for a specific time period in a suitable mutual fund available for you.
Key Benefits of IDLC SIP:
Benefit 1: Simple and Convenient
- Simple investment process
- Convenient monthly payments
- No need for large lump-sum investment
- Automated investment discipline
Benefit 2: Disciplined Investing
- Creates investment discipline
- Regular monthly savings habit
- Fulfill life goals through consistent investing
- Reduces timing risk through regular investment
Benefit 3: Life Insurance Coverage
- IDLC SIP gives opportunity to ensure financial goal is achieved even at your absence
- Life insurance coverage at very low premium (non-refundable)
- Secure target financial goal even at sudden death or permanent disability
- You can avail life insurance coverage equivalent to total investment in IDLC SIP
- Maximum coverage: BDT 1,00,00,000 (1 crore Taka)
Benefit 4: Tax Benefits
- Investors can enjoy substantially higher annual tax rebates up to BDT 75,000
- Compare to traditional DPS which offers up to only BDT 18,000
- More than 4 times higher tax rebate than DPS
- Optimize tax efficiency and maximize overall returns
Benefit 5: Flexibility
- Flexibility to withdraw investment anytime, fully or partially
- No penalty or charge on early withdrawal
- No lock-in period
- Liquidate investment as needed
Benefit 6: Compounding Returns
- Regular investing maximizes compounding benefits
- Build target financial corpus through systematic investing
- Long-term wealth creation
IDLC SIP Investment Options:
You can open IDLC SIP account anytime with IDLC Asset Management Limited by submitting required documents along with IDLC SIP form.
Just decide on these four options to design your IDLC SIP:
Option 1: Monthly Investment Amount
- Minimum installment for individuals: BDT 5,000
- Minimum installment for institutions: BDT 10,000
- Maximum SIP installment for individuals: BDT 1,000,000 per registration
- No maximum limit for institutions
Option 2: Investment Horizon
- Choose your investment tenure
- Flexible time periods available
- Match tenure with financial goals
Option 3: Preferred IDLC Mutual Fund
- Choose most suitable IDLC Mutual Fund based on risk-return preference
- Available funds:
- IDLC Balanced Fund
- IDLC Growth Fund
- IDLC Income Fund
- IDLC AML Shariah Fund
Option 4: Life Insurance Option
- Choose life insurance option to secure financial goal even at absence
- Equivalent coverage to total SIP investment
- Maximum coverage: BDT 1 crore
- Low premium cost
IDLC SIP Process:
Step 1: Submit IDLC SIP form with required documents
Step 2: Decide monthly investment amount (minimum BDT 5,000 for individuals)
Step 3: Choose investment horizon/tenure
Step 4: Select preferred IDLC mutual fund
Step 5: Choose life insurance option (optional)
Step 6: Start monthly investments
Step 7: On maturity, fully liquidate by selling units to IDLC AML at prevailing surrender price
Step 8: Withdraw anytime fully or partially without penalty
Why Should You Invest in IDLC Mutual Funds?
Investing in mutual funds managed by IDLC Asset Management Limited provides the following benefits:
Benefit 1: Tax Savings and Tax Rebates
- Enjoy substantially higher annual tax rebates up to BDT 75,000 compared to traditional DPS up to BDT 18,000
- For equity mutual funds: Tax rebate up to BDT 500,000
- For debt mutual funds: Tax rebate up to BDT 75,000
- 15% of investment amount as tax rebate (subject to limits)
- IDLC Income Fund alone saves 10%-15% TAX
- Optimize tax efficiency and maximize overall returns
- Make tax planning part of investment strategy
Benefit 2: Diversification of Portfolio (Investment in Different Sectors)
- Advantages of investment across multiple sectors
- Diversification reduces single-sector risk
- Exposure to telecommunications, pharmaceuticals, financial services, energy, and more
- Balanced risk through portfolio spread
- Professional fund managers select diversified holdings
- Avoid concentration risk of direct stock investing
Benefit 3: Higher Risk-Adjusted Return
- IDLC focuses on risk-adjusted returns
- Balance return generation with capital preservation
- Expert fund management optimizes returns for given risk level
- Consistent performance during market volatility
- IDLC Income Fund returns 9.29% beating traditional savings
- Better returns than bank DPS and Sanchayapatra
Benefit 4: Transparency
- NAV calculated on weekly basis
- NAV published on aml.idlc.com
- Regular fund performance reports available
- Clear investment prospectus
- BSEC-regulated with compliance audits
- Full disclosure of portfolio holdings
- Quarterly and monthly reviews published
Benefit 5: Liquidity
- You can liquidate your investment in IDLC mutual funds fully or partially anytime
- Sell directly units to IDLC Asset Management Limited at prevailing NAV of the week
- Unlike other long-term savings instruments, no additional charge or penalty on early liquidation
- No lock-in period for open-ended funds
- Quick access to your money
- Superior liquidity compared to Sanchayapatra
Benefit 6: Professional Fund Management
- Expert fund management team with years of experience
- Professional approach to portfolio management
- Research-driven investment decisions
- Active risk management
- IDLC's reputation as trusted financial services provider
Benefit 7: Affordability
- Low minimum investment starting from BDT 5,000 for SIP
- BDT 1,000 minimum for lump sum investment
- Accessible to retail investors
- Monthly SIP makes investing affordable
Benefit 8: Regular Income
- Most funds distribute dividends annually
- IDLC Income Fund provides regular stable returns
- Income generation through bond coupons
- Dividend distributions provide cash flow
Benefit 9: Capital Appreciation
- Long-term wealth creation potential
- IDLC Growth Fund focused on capital appreciation
- NAV growth over time
- Compounding returns
Benefit 10: Regulatory Protection
- BSEC regulation ensures investor protection
- Regular compliance audits
- Strong regulatory framework
- Trustee oversight
IDLC Mutual Fund Investment Process
Step-by-Step Investment Guide:
Step 1: Choose Your Fund
Decide which IDLC mutual fund matches your investment goals:
- For balanced growth with income: IDLC Balanced Fund
- For long-term capital appreciation: IDLC Growth Fund
- For tax benefits and stable income: IDLC Income Fund
- For Islamic investing: IDLC AML Shariah Fund
- For regular monthly investing: IDLC SIP in any fund
Step 2: Open Account
- Visit IDLC Asset Management Limited office at Symphony (4th Floor), Gulshan, Dhaka 1212
- Complete account opening form
- Provide required documents:
- NID (National Identity Card) copy
- BO (Beneficiary Owner) account number
- Bank account information
- Photograph
- Submit completed application
Step 3: Choose Investment Amount
- Minimum SIP for individuals: BDT 5,000 monthly
- Minimum SIP for institutions: BDT 10,000 monthly
- Maximum SIP for individuals: BDT 1,000,000 per registration
- Lump sum minimum: BDT 1,000
- Decide lump sum or monthly SIP
Step 4: Submit Investment Application
- Fill mutual fund investment application
- Attach payment details
- Submit to IDLC AML office
- Get application confirmation
Step 5: Make Payment
- Transfer investment amount to IDLC AML mutual fund account
- Use bank transfer, cheque, or online payment
- Get payment receipt confirmation
- Ensure payment matches application amount
Step 6: Receive Unit Holdings
- Units allocated based on current NAV
- Receive unit certificate or electronic confirmation
- Track investment online
- NAV published weekly on website
Step 7: Monitor Performance
- Check NAV updates weekly
- Review fund performance reports
- Access quarterly and monthly reviews
- Track total returns including dividends
Step 8: Redeem When Needed
- Submit redemption request to IDLC AML
- Receive money at current NAV
- No lock-in period
- No penalty on early liquidation
- Quick processing
Required Documents for IDLC Mutual Fund Investment:
- National Identity Card (NID) copy
- BO Account number
- Bank account details
- Photograph
- Completed application form
- Payment proof
- For SIP: IDLC SIP form
Investment Channels:
- Direct: Visit IDLC AML office in Gulshan, Dhaka
- Online: Register on aml.idlc.com for online investment
- Branches: Visit IDLC branches across Bangladesh
IDLC Contact Information:
- Helpline: 16409
- Email: ContactAML@IDLC.com
- Office: Symphony (4th Floor), Gulshan, Dhaka 1212
- Website: aml.idlc.com
IDLC Mutual Funds vs Other Investment Options
Comparison with Bank DPS:
IDALC Mutual Funds:
- Returns: 8.39%-9.29% annually
- Tax Rebate: Up to BDT 75,000
- Liquidity: Redeem anytime no penalty
- Professional Management: Yes
- Diversification: High
Bank DPS:
- Returns: 8%-9% annually
- Tax Rebate: Up to BDT 18,000 only
- Liquidity: Lock-in period penalty
- Professional Management: No
- Diversification: None
IDLC Advantage: Higher returns, 4x tax rebate, superior liquidity
Comparison with Direct Stock Investing:
IDLC Mutual Funds:
- Risk: Diversified lower risk
- Management: Professional fund managers
- Minimum Investment: BDT 1,000
- Expertise Required: Minimal
- Time Required: Low
Direct Stocks:
- Risk: High concentration risk
- Management: Self-managed
- Minimum Investment: Higher
- Expertise Required: Significant
- Time Required: High
IDLC Advantage: Professional management, diversification, lower risk
Comparison with Sanchayapatra:
IDLC Mutual Funds:
- Safety: Moderate to high
- Returns: 8.39%-9.29%
- Liquidity: High (redeem anytime)
- Tax Rebate: Up to BDT 75,000
- Professional Management: Yes
Sanchayapatra:
- Safety: Highest (government-backed)
- Returns: 10%-11%
- Liquidity: Low (lock-in)
- Tax Rebate: Up to BDT 75,000
- Professional Management: No
IDLC Advantage: Better liquidity, professional management, similar tax benefits
Who Should Invest in IDLC Mutual Funds?
Ideal For:
- Conservative Investors
- IDLC Income Fund for stable returns
- 9.29% annual return with moderate risk
- Capital preservation focus
- Growth-Oriented Investors
- IDLC Growth Fund for equity exposure
- 8.70% annual return with high risk
- Long-term wealth creation
- Risk-Averse Investors
- IDLC Balanced Fund for balanced approach
- 8.39% annual return with moderately high risk
- Professional risk management
- Retirees
- Regular income through dividends
- IDLC Income Fund for stable returns
- Lower volatility than stocks
- Young Professionals
- Start with IDLC SIP monthly investing
- Minimum BDT 5,000 monthly
- Build wealth for future with compounding
- Institutional Investors
- SIP minimum BDT 10,000 for institutions
- No maximum limit
- Large corpus management
- Non-Resident Bangladeshis
- NRB eligible for IDLC mutual funds
- Invest from abroad
- Participate in Bangladesh market
- Shariah-Conscious Investors
- IDLC AML Shariah Fund 100% Islamic
- Ethical investment principles
- Religious alignment
- Tax-Savvy Investors
- Maximum tax rebate optimization
- Up to BDT 75,000 for debt funds
- Up to BDT 500,000 for equity funds
- Reduce tax liability legally
- SIP Investors
- Disciplined monthly investing
- Life insurance coverage included
- Financial goal fulfillment
IDLC Mutual Fund Investment Strategies
Strategy 1: SIP Monthly Investing
Approach:
- Invest fixed amount monthly via IDLC SIP
- Minimum BDT 5,000 monthly for individuals
- Choose IDLC Balanced Fund, Growth Fund, Income Fund, or Shariah Fund
- Continue for 5+ years
- Benefit from compounding and averaging
- Include life insurance coverage
Expected Return: 8.39%-9.29% annually depending on fund
Risk Level: Moderate to High
Best For: Young professionals, regular income earners
Strategy 2: Balanced Portfolio
Allocation:
- 50% IDLC Balanced Fund
- 30% IDLC Growth Fund
- 20% IDLC Income Fund
Expected Return: 8.5%-9% annually
Risk Level: Moderate
Best For: Moderate-risk investors seeking balance
Strategy 3: Income Focus
Allocation:
- 80% IDLC Income Fund
- 20% IDLC Balanced Fund
Expected Return: 9% annually
Risk Level: Moderate
Best For: Retirees, income-focused investors
Strategy 4: Growth Focus
Allocation:
- 70% IDLC Growth Fund
- 30% IDLC Balanced Fund
Expected Return: 8.5%-9% annually
Risk Level: High
Best For: Growth-oriented, long-term investors
Strategy 5: Shariah-Compliant Portfolio
Allocation:
- 100% IDLC AML Shariah Fund
Expected Return: 2.98% annually
Risk Level: High
Best For: Islamic investing focused investors
Important Facts About IDLC Mutual Funds
Fact 1: Fund Type
All IDLC mutual funds are open-ended, providing maximum liquidity with no lock-in period and no penalty on early liquidation.
Fact 2: NAV Calculation
NAV is calculated on weekly basis (last business day of each week) and published on aml.idlc.com.
Fact 3: Minimum Investment
Individuals can start SIP with BDT 5,000 monthly or lump sum with BDT 1,000, making IDLC funds accessible to retail investors.
Fact 4: Tax Benefits
Equity mutual funds qualify for tax rebate up to BDT 500,000, while debt funds qualify up to BDT 75,000 (4x higher than bank DPS).
Fact 5: Life Insurance
IDLC SIP includes optional life insurance coverage up to BDT 1 crore at low premium to secure financial goals.
Fact 6: Professional Management
Expert fund management team with years of experience manages all IDLC mutual funds.
Fact 7: Regulatory Oversight
All funds are BSEC-regulated with regular compliance audits and investor protection measures.
Fact 8: Diversification
IDLC funds invest across multiple sectors reducing concentration risk.
Fact 9: Transparency
Full portfolio disclosure, regular NAV updates, quarterly and monthly performance reports available.
Fact 10: Withdrawal Benefit
Can liquidate investment fully or partially anytime by selling units to IDLC AML at prevailing NAV with no penalty.
Key IDLC Mutual Fund Features Summary
IDLC Balanced Fund:
- Return: 8.39% annually
- NAV: BDT 11.81-11.82
- Risk: Moderately High
- Best For: Balanced growth with income
- Launch: July 20, 2017
IDLC Growth Fund:
- Return: 8.70% annually
- NAV: BDT 12.29-12.33
- Risk: High
- Best For: Long-term capital appreciation
- Launch: May 24, 2018
IDLC Income Fund:
- Return: 9.29% annually
- NAV: BDT 11.97
- Risk: Moderate
- Best For: Tax benefits and stable income
- Unique: Saves 10%-15% TAX
IDLC AML Shariah Fund:
- Return: 2.98% annually
- NAV: BDT 10.95
- Risk: High
- Best For: Islamic investing
- Launch: December 12, 2019
IDLC SIP Features:
- Minimum Monthly: BDT 5,000 individuals, BDT 10,000 institutions
- Maximum Monthly: BDT 1,000,000 individuals, no limit institutions
- Life Insurance: Up to BDT 1 crore coverage
- Flexibility: Withdraw anytime no penalty
- Tax Benefit: Up to BDT 75,000 rebate
Start Investing in IDLC Mutual Funds Today
Ready to invest in IDLC mutual funds? Here's your action plan:
Step 1: Choose Your Fund
- Balanced growth: IDLC Balanced Fund (8.39% return)
- Long-term growth: IDLC Growth Fund (8.70% return)
- Tax benefits + income: IDLC Income Fund (9.29% return)
- Islamic investing: IDLC AML Shariah Fund
Step 2: Decide Investment Mode
- Lump sum: Minimum BDT 1,000
- SIP: Minimum BDT 5,000 monthly for individuals
- Add life insurance coverage optional
Step 3: Open Account
- Visit IDLC AML office in Gulshan, Dhaka
- Submit required documents
- Complete SIP form if choosing monthly investing
Step 4: Start Investing
- Make payment
- Receive unit holdings
- Track NAV weekly online
Step 5: Claim Tax Benefits
- Maintain investment proof
- Submit tax return with Form 24D
- Claim up to BDT 75,000 or BDT 500,000 rebate
Step 6: Monitor and Redeem
- Check NAV updates weekly
- Review performance reports
- Redeem anytime without penalty
Key Takeaways
- IDLC Asset Management Limited manages 4 mutual funds: Balanced Fund, Growth Fund, Income Fund, and AML Shariah Fund
- IDLC Balanced Fund returns 8.39% annually with moderately high risk
- IDLC Growth Fund returns 8.70% annually with high risk for long-term wealth
- IDLC Income Fund returns 9.29% annually with moderate risk, best for tax benefits saving 10%-15% TAX
- IDLC AML Shariah Fund returns 2.98% annually following 100% Islamic investment principles
- Latest NAVs: Balanced Fund BDT 11.81-11.82, Growth Fund BDT 12.29-12.33, Income Fund BDT 11.97, Shariah Fund BDT 10.95
- Tax rebate up to BDT 75,000 for debt funds, up to BDT 500,000 for equity funds
- Tax rebate is 4 times higher than bank DPS (BDT 75,000 vs BDT 18,000)
- IDLC SIP minimum monthly investment BDT 5,000 for individuals, BDT 10,000 for institutions
- IDLC SIP includes life insurance coverage up to BDT 1 crore at low premium
- All IDLC funds are open-ended with no lock-in period
- Can liquidate investment fully or partially anytime without penalty or charge
- NAV calculated weekly and published on aml.idlc.com
- Professional expert fund management team manages all funds
- BSEC-regulated with investor protection measures
- Minimum lump sum investment BDT 1,000 accessible to retail investors
- Diversification across multiple sectors reduces risk
- Regular dividend distributions provide income
- Online investment available through aml.idlc.com
- Contact helpline: 16409 for support
IDLC Mutual Funds: Your Path to Smart Wealth Creation in Bangladesh
IDLC Asset Management Limited stands as one of Bangladesh's most trusted and leading asset management companies, offering four distinct mutual fund products catering to diverse investor needs. With returns ranging from 8.39% to 9.29% annually, superior tax benefits up to BDT 75,000 (4x higher than bank DPS), and maximum liquidity with no lock-in period, IDLC mutual funds provide the perfect investment solution for conservative, moderate, and aggressive investors alike.
Whether you seek stable income through IDLC Income Fund, long-term capital appreciation through IDLC Growth Fund, balanced growth through IDLC Balanced Fund, or Islamic investing through IDLC AML Shariah Fund, IDLC AML has the right solution for you. Add the convenience of IDLC SIP with monthly investing starting from BDT 5,000 and optional life insurance coverage up to BDT 1 crore, and you have a complete wealth creation package.
For the latest NAV updates, performance data, quarterly reviews, and investment guidance on IDLC mutual funds, visit aml.idlc.com or contact IDLC AML helpline 16409. Start your investment journey today with IDLC and build your financial future with professional fund management, transparency, and superior risk-adjusted returns.
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