Looking to invest in Lanka Bangla Mutual Fund in Bangladesh? This comprehensive guide covers everything about LankaBangla Asset Management Company Limited (LBAMCL)'s mutual funds, including LankaBangla 1st Balanced Unit Fund, LankaBangla Al-Arafah Shariah Unit Fund, LB Gratuity Opportunities Fund, LB Gratuity Wealth Builder Fund, and the newly approved LankaBangla Fixed Income Fund. Learn about their performance, NAV, returns, investment process, benefits, tax savings, and why LankaBangla is a leading asset management company with impressive track records.
What Is LankaBangla Asset Management Company Limited (LBAMCL)?
LankaBangla Asset Management Company Limited (LBAMCL) is a premier and established asset management company in Bangladesh, specializing in mutual fund management and wealth management services. LBAMCL operates as part of the LankaBangla Finance PLC group, one of Bangladesh's leading financial services corporations.
Key Facts About LankaBangla Asset Management Company Limited:
Full Name: LankaBangla Asset Management Company Limited (LBAMCL)
Parent Company: LankaBangla Finance PLC
Business Focus: Mutual Funds, Corporate Funds, Alternative Investments, Advisory Services
Market Position: Established and trusted asset management company in Bangladesh
Contact Number: +880 1709 648425-6 (Call to Invest)
Website: lbamcl.com/mutual-funds/
Investment Philosophy: Generate superior risk-adjusted returns through mix of equities and fixed income instruments
LankaBangla Asset Management Company Limited's Mission:
LBAMCL aims to provide investors with access to professionally managed portfolios that generate superior risk-adjusted returns while maintaining transparency and delivering consistent performance across market cycles.
LankaBangla Mutual Fund Products: Complete Overview
LankaBangla Asset Management Company Limited manages five distinct mutual fund products, each designed for different investor needs, risk profiles, and investment objectives:
- LankaBangla 1st Balanced Unit Fund
Type: Open-end Hybrid Fund
Investment Profile: Balanced portfolio with moderate risk
Key Features:
- Invests in mix of equities and fixed income instruments
- Suitable for moderate-risk investors seeking balanced growth
- Diversification across multiple sectors
- Perpetual life and unlimited size
- Weekly NAV calculation and publication
- Tax benefits available
- Fund withdrawal benefit with no lock-in period
- Regular income distribution
Performance Highlights:
- Inception Date: November 2016 (8+ years track record)
- Return Since Inception: 84.60%
- DSEX Return Comparison: 19.07%
- Fund Manager: Mr. Simon Ibn Muzib
- Latest NAV: BDT 11.06 per unit (as of May 14, 2026)
- Annualized Returns: 5.10% (1-year), 7.70% (3-year), -0.50% (5-year), 8.00% (since inception)
- Weekly Change: 0.00%
- Fund Size: 347 Crore BDT
- Nature: Open-end Fund
Investment Objective: Generate capital appreciation and income by investing in permissible markets at appropriate percentages as determined by the Asset Manager.
Sponsor: LankaBangla Finance PLC
Trustee: Investment Corporation of Bangladesh (ICB)
Custodian: BRAC Bank PLC
Dividend Policy: Fund will distribute minimum 70% of realized income, net of provision, as dividend in Bangladeshi Taka in each accounting year
Dividend Distribution: Dividend distributed within 45 days from date of declaration
Target Audience: Both individuals and institutions seeking balanced growth with moderate risk tolerance
- LankaBangla Al-Arafah Shariah Unit Fund
Type: Open-end Islamic Fund (Shariah-compliant)
Investment Profile: High-risk, Islamic investment principles
Key Features:
- 100% Shariah-compliant investments
- Follows Islamic investment principles strictly
- Invests in Shariah-compliant instruments in capital market
- Perpetual life and unlimited size
- Weekly NAV calculation and publication
- Tax benefits available
- Ethical and religious alignment
- Suitable for socially responsible investors
Performance Highlights:
- Inception Date: April 2018 (8+ years track record)
- Return Since Inception: 19.10%
- DSES Return Comparison: -18.33%
- Fund Manager: Mr. Azmal Hossain Rafi
- Nature: Open-end Fund
- Strategy: Shariah Equity
Investment Objective: Generate capital appreciation and income by investing in Shariah-compliant instruments in the capital market of Bangladesh.
Sponsor: Al-Arafah Islami Bank PLC Employees' Gratuity Fund Trust
Trustee: Investment Corporation of Bangladesh (ICB)
Custodian: BRAC Bank PLC
Dividend Distribution: Dividend distributed within 45 days from date of declaration
Target Audience: Investors seeking Islamic/shariah-compliant investment options with ethical alignment
- LB Gratuity Opportunities Fund
Type: Open-end Hybrid Fund
Investment Profile: Balanced portfolio with moderate risk
Key Features:
- Invests in mix of equities and fixed income instruments
- Focus on superior risk-adjusted returns
- Perpetual life and unlimited size
- Weekly NAV calculation and publication
- Tax benefits available
- Fund withdrawal benefit with no lock-in period
Performance Highlights:
- Inception Date: December 2020 (5+ years track record)
- Return Since Inception: 48.40%
- DSEX Return Comparison: 4.35%
- Fund Manager: Mr. Simon Ibn Muzib
- Nature: Open-end Fund
- Strategy: Equity & Fixed Income
Investment Objective: Generate superior risk-adjusted returns by investing in capital market of Bangladesh as permitted by BSEC.
Sponsor: LankaBangla Securities PLC Employees' Gratuity Fund Trust
Trustee: Investment Corporation of Bangladesh (ICB)
Custodian: Investment Corporation of Bangladesh (ICB)
Target Audience: Investors seeking balanced growth with risk-adjusted return focus
- LB Gratuity Wealth Builder Fund
Type: Open-end Hybrid Fund
Investment Profile: Balanced portfolio with moderate risk
Key Features:
- Invests in capital market of Bangladesh
- Focus on superior risk-adjusted returns
- Perpetual life and unlimited size
- Weekly NAV calculation and publication
- Tax benefits available
- Fund withdrawal benefit with no lock-in period
- Regular income distribution
Performance Highlights:
- Inception Date: August 2021 (4+ years track record)
- Return Since Inception: 3.50%
- DSEX Return Comparison: -20.65%
- Fund Manager: Mr. Mostafa Noman
- NAV: BDT 10.68 (as of June 2023)
- Nature: Open-end Fund
Investment Objective: Earn superior risk-adjusted return by investing in capital market of Bangladesh as permitted by BSEC.
Sponsor: LankaBangla Finance PLC Employees' Gratuity Fund Trust
Trustee: Bangladesh General Insurance Company PLC (BGIC)
Custodian: BRAC Bank PLC
Dividend Policy: Fund will distribute minimum 70% of realized income, net of provision, as dividend
Dividend Distribution: Dividend distributed within 45 days from date of declaration
Target Audience: Investors seeking wealth building with balanced approach
- LankaBangla Fixed Income Fund (New 2026)
Type: Open-end Fixed Income Fund
Investment Profile: Low risk, fixed-income focused
Launch: Approved April 9, 2026 by BSEC
Key Features: Provides investors with access to stable, professionally managed portfolio of fixed income securities including government bonds, corporate bonds, and other debt instruments
Objective: Through this fund, LBAMCL aims to provide investors with access to stable, professionally managed portfolio of fixed income securities
Target Audience: Conservative investors seeking stable returns and capital preservation
Latest NAV Performance Data (2026)
LankaBangla 1st Balanced Unit Fund (as of May 14, 2026):
- NAV per Unit: BDT 11.06
- Weekly Change: 0.00%
- 1-Year Return: 5.10%
- 3-Year Return: 7.70%
- 5-Year Return: -0.50%
- Since Inception Return: 8.00%
- Fund Size: 347 Crore BDT
- Launch: November 2016
LankaBangla Al-Arafah Shariah Unit Fund:
- Return Since Inception: 19.10%
- Launch: April 2018
- DSES Comparison: -18.33% (fund outperformed)
LB Gratuity Opportunities Fund:
- Return Since Inception: 48.40%
- Launch: December 2020
- DSEX Comparison: 4.35% (fund significantly outperformed)
LB Gratuity Wealth Builder Fund (as of June 2023):
- NAV: BDT 10.68
- Return Since Inception: 3.50%
- Launch: August 2021
- DSEX Comparison: -20.65% (fund outperformed in negative market)
GLDNJMF Fund Performance (as of February 15, 2026):
- NAV per Unit (Market Price): BDT 9.85
- NAV per Unit (Cost Price): BDT 11.04
- Face Value: BDT 10.00
- Total Net Assets (Market Price): BDT 984,904,613.94 (98.49 Crore)
- Total Net Assets (Cost Price): BDT 1,103,717,959.86 (110.37 Crore)
- EPU (Earnings Per Unit): BDT 0.35
- NAV per Unit Market Price: BDT 9.39
- NAV per Unit Cost Price: BDT 11.19
- NOCFPU (Net Operating Cash Flow Per Unit): BDT 0.49
- Dividend: No Dividend declared (considering Negative Retained Earnings for 2025)
LankaBangla Mutual Fund Performance Comparison
LankaBangla 1st Balanced Unit Fund:
- Annualized Return Since Inception: 8.00%
- Return Since Inception: 84.60%
- Risk Level: Moderate
- Best For: Balanced growth with income
- Launch: November 2016 (8+ years)
- AUM: 347 Crore BDT
- Fund Manager: Mr. Simon Ibn Muzib
LankaBangla Al-Arafah Shariah Unit Fund:
- Return Since Inception: 19.10%
- Risk Level: High (Shariah Equity)
- Best For: Islamic investing
- Launch: April 2018 (8+ years)
- Fund Manager: Mr. Azmal Hossain Rafi
LB Gratuity Opportunities Fund:
- Return Since Inception: 48.40%
- Risk Level: Moderate
- Best For: Superior risk-adjusted returns
- Launch: December 2020 (5+ years)
- Fund Manager: Mr. Simon Ibn Muzib
LB Gratuity Wealth Builder Fund:
- Return Since Inception: 3.50%
- Risk Level: Moderate
- Best For: Wealth building with balanced approach
- Launch: August 2021 (4+ years)
- Fund Manager: Mr. Mostafa Noman
LankaBangla Fixed Income Fund (New 2026):
- Launch: April 2026
- Risk Level: Low
- Best For: Stable returns and capital preservation
- Strategy: Fixed Income
Why Should You Invest in LankaBangla Mutual Funds?
Investing in mutual funds managed by LankaBangla Asset Management Company Limited provides the following benefits:
Benefit 1: Long Track Record and Experience
- LankaBangla 1st Balanced Unit Fund has 8+ years track record since November 2016
- LankaBangla Al-Arafah Shariah Unit Fund has 8+ years track record since April 2018
- LB Gratuity Opportunities Fund has 5+ years track record since December 2020
- LB Gratuity Wealth Builder Fund has 4+ years track record since August 2021
- Experienced fund managers with proven performance
Benefit 2: Tax Savings and Tax Rebates
- Enjoy annual tax rebates up to BDT 75,000 for debt funds
- Tax rebate up to BDT 500,000 for equity funds
- 15% of investment amount as tax rebate (subject to limits)
- Optimize tax efficiency and maximize overall returns
Benefit 3: Diversification of Portfolio
- Advantages of investment across multiple sectors
- Diversification reduces single-sector risk
- Exposure to telecommunications, pharmaceuticals, financial services, energy, and more
- Balanced risk through portfolio spread
- Professional fund managers select diversified holdings
Benefit 4: Superior Risk-Adjusted Returns
- LBAMCL focuses on superior risk-adjusted returns
- Balance return generation with capital preservation
- Expert fund management optimizes returns for given risk level
- LB Gratuity Opportunities Fund returned 48.40% while DSEX returned only 4.35%
- Better returns than traditional savings instruments
Benefit 5: Transparency
- NAV published weekly
- Regular fund performance reports
- Clear investment prospectus
- BSEC-regulated with compliance audits
- Full disclosure of portfolio holdings
Benefit 6: Liquidity
- You can liquidate your investment in LankaBangla mutual funds fully or partially anytime
- Sell directly units to LBAMCL at prevailing NAV
- No lock-in period for open-ended funds
- No additional charge or penalty on early liquidation
- Quick access to your money
Benefit 7: Professional Fund Management
- Expert fund management team with years of experience
- Professional approach to portfolio management
- Research-driven investment decisions
- Active risk management
- LBAMCL's reputation as trusted financial services provider
Benefit 8: Affordability
- Low minimum investment accessible to retail investors
- Open-ended structure allows flexible investment amounts
- Monthly investment options available through SIP
Benefit 9: Regular Income
- LankaBangla 1st Balanced Unit Fund distributes minimum 70% of realized income as dividend
- LB Gratuity Wealth Builder Fund distributes minimum 70% of realized income as dividend
- Most funds distribute dividends annually
- Income generation through bond coupons
Benefit 10: Capital Appreciation
- Long-term wealth creation potential
- LB Gratuity Opportunities Fund focused on superior returns
- NAV growth over time
- Cumulative returns of 84.60% (Balanced Fund) and 48.40% (Gratuity Opportunities)
Benefit 11: Regulatory Protection
- BSEC regulation ensures investor protection
- Regular compliance audits
- Strong regulatory framework
- Trustee oversight (Investment Corporation of Bangladesh)
- Custodian protection (BRAC Bank)
Benefit 12: Islamic Investment Option
- LankaBangla Al-Arafah Shariah Unit Fund provides 100% Shariah-compliant investment
- Ethical investment principles
- Religious alignment
Who Should Invest in LankaBangla Mutual Funds?
Ideal For:
- Conservative Investors
- LankaBangla Fixed Income Fund for stable returns
- Capital preservation focus
- Fixed-income securities
- Balanced Investors
- LankaBangla 1st Balanced Unit Fund for balanced approach
- 8.00% annualized return with moderate risk
- Professional risk management
- Growth-Oriented Investors
- LB Gratuity Opportunities Fund for superior returns
- 48.40% return since inception outperformed DSEX (4.35%)
- Long-term wealth creation
- Retirees
- Regular income through dividends
- 70% dividend payout policy
- Lower volatility than stocks
- Young Professionals
- Start with long-term funds
- Build wealth for future
- Compounding benefits
- Institutional Investors
- Large corpus management
- Professional portfolio handling
- LBAMCL expertise
- Non-Resident Bangladeshis
- NRB eligible for LankaBangla mutual funds
- Invest from abroad
- Participate in Bangladesh market
- Shariah-Conscious Investors
- LankaBangla Al-Arafah Shariah Unit Fund 100% Islamic
- Ethical investment principles
- Religious alignment
- Tax-Savvy Investors
- Maximum tax rebate optimization
- Up to BDT 75,000 for debt funds
- Up to BDT 500,000 for equity funds
- Reduce tax liability legally
- Risk-Averse Investors
- Focus on risk-adjusted returns
- LBAMCL's balanced approach
- Capital preservation priority
LankaBangla Mutual Fund Investment Process
Step-by-Step Investment Guide:
Step 1: Choose Your Fund
Decide which LankaBangla mutual fund matches your investment goals:
- For balanced growth with income: LankaBangla 1st Balanced Unit Fund
- For Islamic investing: LankaBangla Al-Arafah Shariah Unit Fund
- For superior risk-adjusted returns: LB Gratuity Opportunities Fund
- For wealth building: LB Gratuity Wealth Builder Fund
- For stable fixed income: LankaBangla Fixed Income Fund (New 2026)
Step 2: Open Account
- Visit LankaBangla Asset Management Company Limited office
- Complete account opening form
- Provide required documents:
- NID (National Identity Card) copy
- BO (Beneficiary Owner) account number
- Bank account information
- Photograph
- Submit completed application
Step 3: Choose Investment Amount
- Minimum investment varies by fund
- Decide lump sum or regular investment
- Flexible investment amounts for open-ended funds
Step 4: Submit Investment Application
- Fill mutual fund investment application
- Attach payment details
- Submit to LBAMCL office
- Get application confirmation
Step 5: Make Payment
- Transfer investment amount to LBAMCL mutual fund account
- Use bank transfer, cheque, or online payment
- Get payment receipt confirmation
- Ensure payment matches application amount
Step 6: Receive Unit Holdings
- Units allocated based on current NAV
- Receive unit certificate or electronic confirmation
- Track investment online
- NAV published weekly
Step 7: Monitor Performance
- Check NAV updates weekly
- Review fund performance reports
- Access portfolio information
- Track total returns including dividends
Step 8: Redeem When Needed
- Submit redemption request to LBAMCL
- Receive money at current NAV
- No lock-in period
- No penalty on early liquidation
- Quick processing
Required Documents for LankaBangla Mutual Fund Investment:
- National Identity Card (NID) copy
- BO Account number
- Bank account details
- Photograph
- Completed application form
- Payment proof
Investment Channels:
- Direct: Visit LBAMCL office
- Online: Register on lbamcl.com for online investment
- Website: Check lbamcl.com/mutual-funds/ for fund details
LankaBangla Contact Information:
- Call to Invest: +880 1709 648425-6
- Website: lbamcl.com
- Mutual Fund Page: lbamcl.com/mutual-funds/
Key Facts About LankaBangla Mutual Funds
Fact 1: Fund Type
All LankaBangla mutual funds are open-ended, providing maximum liquidity with no lock-in period.
Fact 2: NAV Calculation
NAV is calculated on weekly basis and published regularly.
Fact 3: Minimum Investment
Flexible investment amounts for open-ended funds accessible to retail investors.
Fact 4: Tax Benefits
Equity mutual funds qualify for tax rebate up to BDT 500,000, while debt funds qualify up to BDT 75,000.
Fact 5: Dividend Payout
LankaBangla 1st Balanced Unit Fund and LB Gratuity Wealth Builder Fund distribute minimum 70% of realized income as dividend within 45 days.
Fact 6: Professional Management
Expert fund management team with multiple experienced managers manages all LBAMCL mutual funds.
Fact 7: Regulatory Oversight
All funds are BSEC-regulated with regular compliance audits and investor protection measures.
Fact 8: Diversification
LBAMCL funds invest across multiple sectors reducing concentration risk.
Fact 9: Transparency
Full portfolio disclosure, regular NAV updates, and performance reports available.
Fact 10: Withdrawal Benefit
Can liquidate investment fully or partially anytime by selling units to LBAMCL at prevailing NAV with no penalty.
Important Performance Facts
LB Gratuity Opportunities Fund Outperformance:
- Return Since Inception: 48.40%
- DSEX Return Comparison: 4.35%
- Fund significantly outperformed market index by 44.05%
LankaBangla 1st Balanced Unit Fund Performance:
- Return Since Inception: 84.60%
- DSEX Return Comparison: 19.07%
- Fund significantly outperformed market index by 65.53%
- Annualized Return: 8.00%
LankaBangla Al-Arafah Shariah Unit Fund Outperformance:
- Return Since Inception: 19.10%
- DSES Return Comparison: -18.33%
- Fund outperformed in negative market environment
LB Gratuity Wealth Builder Fund Resilience:
- Return Since Inception: 3.50%
- DSEX Return Comparison: -20.65%
- Fund remained positive while market fell 20.65%
Start Investing in LankaBangla Mutual Funds Today
Ready to invest in LankaBangla mutual funds? Here's your action plan:
Step 1: Choose Your Fund
- Balanced growth: LankaBangla 1st Balanced Unit Fund (8.00% annualized, 84.60% cumulative)
- Islamic investing: LankaBangla Al-Arafah Shariah Unit Fund (19.10% since inception)
- Superior returns: LB Gratuity Opportunities Fund (48.40% since inception, outperformed DSEX by 44%)
- Wealth building: LB Gratuity Wealth Builder Fund (resilient in negative markets)
- Stable income: LankaBangla Fixed Income Fund (New 2026, low risk)
Step 2: Open Account
- Visit LBAMCL office
- Submit required documents (NID, BO account, bank details)
- Complete application form
Step 3: Start Investing
- Make payment
- Receive unit holdings
- Track NAV weekly online
Step 4: Claim Tax Benefits
- Maintain investment proof
- Submit tax return with Form 24D
- Claim up to BDT 75,000 or BDT 500,000 rebate
Step 5: Monitor and Redeem
- Check NAV updates weekly
- Review performance reports
- Redeem anytime without penalty
Key Takeaways
- LankaBangla Asset Management Company Limited manages 5 mutual funds: 1st Balanced Unit Fund, Al-Arafah Shariah Unit Fund, LB Gratuity Opportunities Fund, LB Gratuity Wealth Builder Fund, and Fixed Income Fund (New 2026)
- LankaBangla 1st Balanced Unit Fund annualized return 8.00% since November 2016 inception with 84.60% cumulative return
- LB Gratuity Opportunities Fund returned 48.40% since December 2020 inception, significantly outperforming DSEX (4.35%) by 44.05%
- LankaBangla Al-Arafah Shariah Unit Fund returned 19.10% since April 2018, outperforming DSES (-18.33%)
- LB Gratuity Wealth Builder Fund maintained positive 3.50% return while DSEX fell -20.65%, showing resilience
- Latest NAV for 1st Balanced Fund: BDT 11.06 per unit (as of May 14, 2026)
- GLDNJMF Fund NAV: BDT 9.85 market price, BDT 11.04 cost price (as of Feb 15, 2026), AUM 98.49 Crore
- 1st Balanced Fund AUM: 347 Crore BDT
- Tax rebate up to BDT 75,000 for debt funds, up to BDT 500,000 for equity funds
- All funds are open-ended with no lock-in period providing maximum liquidity
- Can liquidate investment fully or partially anytime without penalty
- 1st Balanced Fund and LB Gratuity Wealth Builder Fund distribute minimum 70% of realized income as dividend within 45 days
- Fund Managers: Mr. Simon Ibn Muzib (1st Balanced, Gratuity Opportunities), Mr. Azmal Hossain Rafi (Shariah Fund), Mr. Mostafa Noman (Wealth Builder)
- Trustee: Investment Corporation of Bangladesh for most funds, Bangladesh General Insurance Company for Wealth Builder
- Custodian: BRAC Bank PLC for most funds, Investment Corporation of Bangladesh for Gratuity Opportunities
- BSEC-regulated with investor protection measures
- New LankaBangla Fixed Income Fund approved April 2026 for conservative investors
LankaBangla Mutual Funds: Your Path to Balanced Wealth Creation in Bangladesh
LankaBangla Asset Management Company Limited stands as an established and trusted asset management company in Bangladesh, offering five distinct mutual fund products catering to diverse investor needs. With impressive track records including 84.60% cumulative return for 1st Balanced Unit Fund over 8+ years and 48.40% return for LB Gratuity Opportunities Fund significantly outperforming DSEX by 44.05%, LBAMCL demonstrates consistent performance and superior risk-adjusted returns.
Whether you seek balanced growth through LankaBangla 1st Balanced Unit Fund (8.00% annualized), Islamic investing through LankaBangla Al-Arafah Shariah Unit Fund (19.10% since inception), superior returns through LB Gratuity Opportunities Fund (48.40% outperforming market), or stable fixed income through newly launched LankaBangla Fixed Income Fund, LBAMCL has the right solution for you. With experienced fund managers, tax benefits up to BDT 500,000, maximum liquidity with no lock-in period, 70% dividend payout policy, and professional fund management with transparency, LBAMCL mutual funds provide the perfect investment solution for all investor types.
For the latest NAV updates, performance data, and investment guidance on LankaBangla mutual funds, visit lbamcl.com/mutual-funds/ or call +880 1709 648425-6. Start your investment journey today with LBAMCL and build your financial future with professional management, superior risk-adjusted returns, and consistent performance.
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