Shanta Asset Management Limited (SAML) is one of the leading and award-winning mutual fund companies in Bangladesh that offers professional investment solutions through mutual funds. With a license received on November 26, 2015, Shanta AMC has established itself as a trusted money manager advancing the financial objectives of investors through professionally managed mutual fund schemes.
If you're looking for Shariah-compliant investing, fixed-income stability, or long-term capital growth, Shanta Asset Management offers diverse mutual fund options tailored to different investment goals. This comprehensive guide covers all Shanta mutual funds, their performance, NAV, dividend history, and why they stand out in Bangladesh's capital market.
What Is Shanta Asset Management Company?
Company Overview
Full Name: Shanta Asset Management Limited (SAML)
Type: Asset Management Company (AMC)
License Received: November 26, 2015
Position: Leading and award-winning mutual fund company in Bangladesh
Focus: Investment solutions through mutual funds
Core Values:
- Utmost transparency
- Responsible actions
- Best interests of investors
- Advance financial objectives of investors
Corporate Head Office:
The Glass House, Level 13
S.E (B)-2, 38 Gulshan Avenue
Dhaka 1212, Bangladesh
Motijheel Branch: Available
Contact:
- Phone: +88-02-48810551-2
- Email: Available through official website
Shanta Asset Management Mutual Funds Portfolio
Shanta Asset Management offers a diverse lineup of mutual fund schemes designed for different investment objectives:
Available Mutual Fund Schemes:
1. Shanta Amanah Shariah Fund
- Shariah-based mutual fund
- Halal investment aligned with Islamic principles
- Open-end fund
- Focus on Shariah-compliant stocks
2. Shanta First Income Unit Fund
- Designed for attractive long-term returns
- Predominantly invests in Capital Market (stocks across industries)
- Open-end mutual fund
- Risk-adjusted returns focus
3. Shanta Fixed Income Fund
- Designed for attractive returns at minimum risk
- Fixed-income focused
- Lower risk profile
- Stable return objective
Shanta Amanah Shariah Fund - Complete Details
Overview
Fund Type: Shariah-compliant open-end mutual fund
Investment Philosophy:
- Look no further for a shariah-based mutual fund aligned with the principles of halal investment
- Invests in Shariah-compliant stocks
- Follows Islamic investment principles
- Excludes non-compliant businesses (alcohol, gambling, conventional banking, etc.)
Best For:
- Muslim investors seeking halal returns
- Shariah-conscious investors
- Those following Islamic financial principles
- Ethical investment seekers
Performance History
Since Inception Performance:
- Since Inception: 37.93%
- 7 Years: 36.03%
- 5 Years: 3.86%
- 3 Years: -8.10%
- 1 Year: 8.40%
- 6 Months: 5.22%
- 3 Months: 2.03%
- Year-to-Date (YTD): 6.17%
Comparison with DSES Index:
- DSES Since Inception: -19.02%
- DSES 7 Years: -10.49%
- DSES 5 Years: -14.47%
- DSES 3 Years: -19.32%
- DSES 1 Year: 8.02%
- DSES 6 Months: 7.44%
- DSES 3 Months: 2.97%
- DSES YTD: 11.06%
Key Insight: Shanta Amanah Shariah Fund has significantly outperformed DSES index across long-term periods (since inception: +37.93% vs -19.02%), demonstrating superior Shariah-compliant investment management.
Current NAV (June 2026)
NAV at Market Price/Unit: BDT 10.413
Unit Buy Price: BDT 10.413
Redemption Price: BDT 10.413
Effective Date: June 09, 2026
NAV Date: 08-June-2026
Dividend History
Annual Dividends Declared:
- 2019: 1.3%
- 2020: 12.0%
- 2021: 10.0%
- 2022: 6.0%
- 2023: 4.5%
Dividend Pattern:
- Variable dividends based on fund performance
- Highest dividend: 12.0% (2020)
- Consistent dividend payments
- Performance calculated by adding historical dividends to NAV
Investment Features
Buy/Sell Options:
- Units bought/surrendered through Shanta Asset Management Limited (SAML)
- Authorized selling agents appointed by SAML
- Price: NAV at Market Price per unit
- Open-end structure (buy/sell anytime)
Investor Types:
- Regular Investors
- Standard pricing for all
Shanta First Income Unit Fund - Complete Details
Overview
Fund Type: Open-end equity mutual fund
Investment Objective:
- Designed to generate attractive returns over long-term investment horizon
- Focus on lucrative risk-adjusted returns
- Predominantly invests in Capital Market (stocks across various industries)
- Diversified stock portfolio
Best For:
- Long-term investors
- Growth-oriented investors
- Those seeking capital appreciation
- Equity market participants
Investment Strategy
Portfolio Focus:
- Predominantly Capital Market investments
- Stocks across various industries
- Diversified sector allocation
- Risk-adjusted return optimization
- Long-term horizon focus
Industry Diversification:
- Multiple industries covered
- Sector-wise diversification
- Reduces concentration risk
- Balanced portfolio approach
Historical Performance
Fiscal Year 2018-2019 Performance:
- Total Return Generated: 12.0%
- Dividend Declared: 8.0%
- Strong performance year
- Consistent return generation
Performance Characteristics:
- Long-term return focus
- Risk-adjusted optimization
- Attractive returns objective
- Capital market growth participation
Investment Features
Fund Structure:
- Open-end mutual fund
- Buy/sell at NAV
- No lock-in period
- Daily liquidity
Investment Approach:
- Long-term investment horizon
- Risk-adjusted returns
- Capital market focus
- Industry diversification
Shanta Fixed Income Fund - Complete Details
Overview
Fund Type: Fixed-income focused mutual fund
Investment Objective:
- Designed to generate attractive returns at minimum risk
- Fixed-income securities focus
- Lower risk profile
- Stable return objective
- Conservative investment approach
Best For:
- Conservative investors
- Risk-averse individuals
- Those seeking stable returns
- Minimum risk seekers
- Income-focused investors
Current NAV (August 2025)
NAV at Market Price/Unit: BDT 11.255
Unit Buy Price: BDT 11.255
Redemption Price: BDT 11.255
Effective Date: August 17 to August 21, 2025
NAV Date: 14-August-2025
Dividend History
Annual Dividends Declared:
- 2021: 0.0%
- 2022: 2.0%
- 2023: 4.0%
- 2024: 5.2%
Dividend Pattern:
- Progressive growth: 0% → 2% → 4% → 5.2%
- Increasing dividend trend
- Consistent performance improvement
- Highest dividend: 5.2% (2024)
- Performance calculated by adding historical dividends to NAV
Key Insight: Fixed Income Fund shows steady dividend growth, demonstrating improving performance and stable return generation capability.
Investment Features
SIP (Systematic Investment Plan):
- Monthly investment plan available
- Starting from BDT 1,000/month
- Ideal for disciplined investors
- Small monthly commitment
- Long-term wealth building
Fund Characteristics:
- Minimum risk focus
- Attractive returns objective
- Fixed-income securities
- Conservative approach
- Stable income generation
How to Invest in Shanta Mutual Funds
Step 1: Choose Your Fund
Based on Investment Goal:
For Halal Investing:
- Shanta Amanah Shariah Fund
- Shariah-compliant stocks
- Islamic principles
For Long-Term Growth:
- Shanta First Income Unit Fund
- Capital market focus
- 12% historical return (2018-2019)
For Stable Returns:
- Shanta Fixed Income Fund
- Minimum risk
- Progressive dividend growth (5.2% in 2024)
- SIP available from BDT 1,000/month
Step 2: Contact Shanta AMC
Corporate Head Office:
The Glass House, Level 13
S.E (B)-2, 38 Gulshan Avenue
Dhaka 1212, Bangladesh
Motijheel Branch: Available
Phone: +88-02-48810551-2
Email: Available through official website
Authorized Selling Agents: Appointed by SAML
Step 3: Open Account
Documents Required:
- National Identity Card (NID) copy
- BO (Beneficiary Owner) account number
- Bank account information
- Photograph
- Completed application form
Process:
- Visit Shanta office or authorized agent
- Submit documents
- Complete application
- Receive account confirmation
Step 4: Make Investment
Investment Options:
Lump Sum:
- One-time investment
- Minimum amount varies by fund
- Immediate unit allocation
SIP (For Fixed Income Fund):
- Monthly investment plan
- Starting from BDT 1,000/month
- Regular monthly commitment
- Disciplined investing
Payment:
- Bank transfer
- Cash (at office)
- Through authorized agents
Step 5: Receive Units
Unit Allocation:
- Units allocated at current NAV
- Shanta Amanah: BDT 10.413 per unit (June 2026)
- Fixed Income: BDT 11.255 per unit (August 2025)
- Receive unit certificate or electronic confirmation
Tracking:
- Monitor NAV updates
- Track online
- Review performance reports
Step 6: Monitor and Redeem
Monitoring:
- Check NAV regularly
- Review performance history
- Track dividend announcements
Redemption:
- Open-end funds (buy/sell anytime)
- Surrender units at NAV price
- Money in 3-5 business days
- No lock-in period
- No penalty on early withdrawal
Shanta Mutual Funds Performance Comparison
Return Comparison
Shanta Amanah Shariah Fund:
- Since Inception: 37.93%
- 1 Year: 8.40%
- 6 Months: 5.22%
- 3 Months: 2.03%
- YTD: 6.17%
Shanta Fixed Income Fund:
- Dividend Growth: 0% → 2% → 4% → 5.2%
- 2024 Dividend: 5.2%
- Progressive performance improvement
Shanta First Income Unit Fund:
- 2018-2019 Return: 12.0%
- 2018-2019 Dividend: 8.0%
- Long-term growth focus
Risk Comparison
Shanta Amanah Shariah Fund:
- Risk Level: Moderate (equity exposure)
- Market Risk: Yes (stock market)
- Shariah Compliance: Yes
Shanta First Income Unit Fund:
- Risk Level: Moderate to High (capital market)
- Market Risk: Yes (stocks)
- Focus: Long-term growth
Shanta Fixed Income Fund:
- Risk Level: Low (minimum risk)
- Market Risk: Low (fixed-income)
- Focus: Stable returns
Dividend Comparison
Shanta Amanah Shariah Fund:
- 2023: 4.5%
- 2022: 6.0%
- 2021: 10.0%
- 2020: 12.0% (highest)
- 2019: 1.3%
Shanta Fixed Income Fund:
- 2024: 5.2% (latest, highest)
- 2023: 4.0%
- 2022: 2.0%
- 2021: 0.0%
- Trend: Progressive growth
Shanta First Income Unit Fund:
- 2018-2019: 8.0%
- Strong dividend year
Why Choose Shanta Asset Management?
1. Award-Winning Company
Recognition:
- Leading mutual fund company in Bangladesh
- Award-winning fund management
- Industry recognition
- Trusted by investors
2. Diverse Fund Options
Variety:
- Shariah-compliant fund (Amanah)
- Equity growth fund (First Income)
- Fixed-income stable fund (Fixed Income)
- Options for all investor types
3. Shariah Compliance
Unique Feature:
- Shanta Amanah Shariah Fund offers halal investing
- Aligned with Islamic principles
- Excludes non-compliant businesses
- Perfect for Muslim investors
4. Professional Management
Expertise:
- Licensed AMC (November 2015)
- Professional fund managers
- Research-driven decisions
- Active portfolio management
5. Transparency
Commitment:
- Utmost transparency ensured
- Clear NAV reporting
- Regular performance updates
- Transparent dividend declarations
6. Investor Protection
Values:
- Act in best interests of investors
- Responsible actions
- Advance financial objectives
- Investor-focused approach
7. SIP Availability
For Fixed Income Fund:
- Monthly investment plan
- Starting from BDT 1,000/month
- Disciplined investing
- Small commitment option
8. Open-End Structure
All Funds:
- Buy/sell anytime
- No lock-in period
- Daily liquidity
- Redeem at NAV
- No penalty on early withdrawal
9. Progressive Dividends
Fixed Income Fund:
- 0% → 2% → 4% → 5.2%
- Consistent improvement
- Growing returns
- Stable performance
10. Market Outperformance
Shanta Amanah:
- Since Inception: 37.93% vs DSES -19.02%
- Outperformance: +56.95%
- Superior Shariah-compliant management
- Long-term excellence
Shanta Mutual Funds vs Market Index
Shanta Amanah Shariah Fund vs DSES
Since Inception:
- Shanta Amanah: 37.93%
- DSES: -19.02%
- Outperformance: +56.95%
7 Years:
- Shanta Amanah: 36.03%
- DSES: -10.49%
- Outperformance: +46.52%
1 Year:
- Shanta Amanah: 8.40%
- DSES: 8.02%
- Outperformance: +0.38%
6 Months:
- Shanta Amanah: 5.22%
- DSES: 7.44%
- Underperformance: -2.22%
Key Insight: Shanta Amanah Shariah Fund significantly outperforms DSES index long-term, demonstrating superior Islamic investment management despite short-term fluctuations.
Investment Suitability Guide
For Which Investor Type?
Shanta Amanah Shariah Fund:
- ✅ Muslim investors
- ✅ Shariah-conscious individuals
- ✅ Islamic principle followers
- ✅ Ethical investment seekers
- ✅ Moderate risk tolerance
- ✅ Long-term horizon
Shanta First Income Unit Fund:
- ✅ Long-term investors
- ✅ Growth-oriented individuals
- ✅ Equity market participants
- ✅ Moderate to high risk tolerance
- ✅ Capital appreciation seekers
- ✅ Diversification seekers
Shanta Fixed Income Fund:
- ✅ Conservative investors
- ✅ Risk-averse individuals
- ✅ Stable return seekers
- ✅ Low risk tolerance
- ✅ Income-focused investors
- ✅ Small investors (SIP BDT 1,000/month)
For Which Investment Goal?
Long-Term Wealth Creation:
- Shanta First Income Unit Fund
- 12% historical return
- Capital market growth
Halal Investing:
- Shanta Amanah Shariah Fund
- Shariah-compliant
- Islamic principles
Stable Income:
- Shanta Fixed Income Fund
- Minimum risk
- Progressive dividends (5.2%)
Tax Optimization:
- Any Shanta mutual fund
- Tax rebate benefits
- Investment security
Summary: Shanta Mutual Funds at a Glance
Shanta Amanah Shariah Fund
Type: Shariah-compliant open-end fund
NAV: BDT 10.413 (June 2026)
Since Inception Return: 37.93%
1-Year Return: 8.40%
Dividend (2023): 4.5%
Best For: Halal investing, Islamic investors
Risk: Moderate (equity)
Shanta First Income Unit Fund
Type: Equity open-end fund
Focus: Long-term capital growth
Historical Return (2018-2019): 12.0%
Dividend (2018-2019): 8.0%
Best For: Long-term wealth, growth investors
Risk: Moderate to High (capital market)
Shanta Fixed Income Fund
Type: Fixed-income open-end fund
NAV: BDT 11.255 (August 2025)
Dividend Growth: 0% → 2% → 4% → 5.2%
Latest Dividend (2024): 5.2%
SIP: BDT 1,000/month starting
Best For: Stable returns, conservative investors
Risk: Low (minimum risk)
Final Recommendation
For Shariah-Conscious Investors: Shanta Amanah Shariah Fund is the best choice, offering 37.93% return since inception with significant outperformance over DSES index (+56.95%), while following Islamic investment principles.
For Long-Term Growth Seekers: Shanta First Income Unit Fund offers 12% historical returns with capital market focus, ideal for investors seeking capital appreciation over long horizon.
For Conservative Investors: Shanta Fixed Income Fund provides minimum risk with progressive dividend growth (0% → 5.2%), perfect for stable income seekers, plus SIP option starting from BDT 1,000/month for small investors.
For professional mutual fund investment guidance, comparative analysis of all Bangladesh mutual funds, and seamless investment platform with advanced analytics, visit biniyog.com.bd – your trusted partner in smart investing in Bangladesh. Download the Biniyog App (4.8/5 rated) to compare Shanta mutual funds with other top-performing funds and start your investment journey today.
